HB 1828

House·20th Congress·Filed Jul 14, 2025

An Act Mandating Banks, Financial Institutions and Other Credit Card Issuers to Eliminate the Annual Membership Fees, Dues or Joining Fees for Their Credit Cardholders, Users, Customers and Patrons and for Other Purposes

In plain language

The bill would require banks and other credit‑card issuers to stop charging annual membership, dues or joining fees to cardholders, and would fine violators ₱100,000 per illegal charge.

Consumer ProtectionTaxation

Automated summary by BatasWatch. It may miss nuance — read the bill text before citing it.

Author · Representative

Eric Olivarez
RepresentativeParañaque City, 1st District
Receipts →

Official sources

Similar in what they’d do, filed by any lawmaker.

SB 995· Filed Aug 6, 2025
Pre-Approved Credit Card Prohibition Act
Pending in the committeeSen. Jinggoy Ejercito Estrada
HB 6980· Filed Dec 18, 2025
An Act Regulating Penalties and Surcharges on Credit Cards and Loans, Providing Guidelines for Their Implementation, and for Other Purposes
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2025-12-22Rep. Nathaniel M. Oducado
HB 10009· Filed Jul 2, 2026
An Act Protecting Consumers from Unfair Online Subscription Renewal and Cancellation Practices, Requiring Simple Online Cancellation, Clear Pre-Renewal Notice, and Safeguards Against Dark Patterns in Recurring Digital Billing
Pending First ReadingRep. Tobias "Toby" M. Tiangco
HB 2167· Filed Jul 21, 2025
An Act Prohibiting the Imposition of Fees and Charges on Dormant Accounts, and for Other Purposes
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2025-07-30Rep. Rufus B. Rodriguez +1
HB 2662· Filed Jul 30, 2025
An Act Prohibiting Unfair Debt Collection Practices, Providing Penalties Therefor and for Other Purposes
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2025-08-04Rep. Nathaniel M. Oducado

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HB01828 · Sources: BetterGov Open Congress, BatasWatch