HB 3221
House·20th Congress·Filed Aug 6, 2025
An Act Providing for Automatic Moratorium on the Payment of Basic Utility Bills During Disasters in Areas Declared to Be in State of Calamity
In plain language
The bill would automatically pause all loan payments for up to 120 days for people living in areas declared in a state of calamity, and then spread the missed payments over at least six monthly installments without interest.
Disaster Risk ReductionConsumer Protection
Automated summary by BatasWatch. It may miss nuance — read the bill text before citing it.
Author · Representative
Official sources
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HB03221 · Sources: BetterGov Open Congress, BatasWatch