HB 3744
House·20th Congress·Filed Aug 14, 2025
An Act Enabling Banks to Expand Service Delivery Channels Through Cash Agents and Providing Guidelines Therefor
In plain language
The Bangko sa Baryo Act would let banks work with local shops—like convenience stores and pharmacies—to offer basic banking services (deposits, withdrawals, fund transfers, bill payments, and government payments) in remote and low‑income areas. Shops that meet simple business and infrastructure requirements could become “cash agents,” receive free BSP training, and get faster permits, while the banks remain responsible for the agents’ actions.
Public Order and SafetyConsumer ProtectionLocal GovernmentInformation and Communications Technology
Automated summary by BatasWatch. It may miss nuance — read the bill text before citing it.
Authors · 4 Representatives
Official sources
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HB03744 · Sources: BetterGov Open Congress, BatasWatch