Topics
20th Congress · Topic
Consumer Protection
Consumer rights, product standards, fair transactions, remedies, and market safeguards.
- bills
- 203bills
- Senate
- 43Senate
- House
- 160House
- HB 9040· Filed May 4, 2026An Act Granting Enhanced Protection to Consumers, Further Amending for the Purpose Republic Act No. 7394 or the "Consumer Act of the Philippines," as Amended
The bill updates the 1992 Consumer Act to add stronger rules for online sales, clearer product labels (including dates and nutrition scores), new consumer rights, and higher penalties for fraud.
Pending with the Committee on TRADE AND INDUSTRY since 2026-05-06Rep. Antonio Jr. B. Legarda - HB 222· Filed Jun 30, 2025An Act Granting Enhanced Protection to Consumers, Further Amending for the Purpose Republic Act No. 7394 or the "Consumer Act of the Philippines," as Amended
The bill would update the Consumer Act to give Filipinos clearer rights—like safe products, truthful labeling, and the ability to get electronic bills for free—while banning pyramid and other investment scams and requiring businesses to get permits for sales promotions.
Pending with the Committee on TRADE AND INDUSTRY since 2025-07-29Rep. Crispin Diego D. Remulla - HB 827· Filed Jul 1, 2025An Act Establishing Measures to Protect Buyers from Online Scammers
The bill aims to protect online shoppers by defining illegal scam practices, setting penalties for scammers, and creating reporting, enforcement, and public‑education mechanisms.
Pending with the Committee on TRADE AND INDUSTRY since 2025-07-29Rep. Julienne "Jam" L. Baronda - HB 10213· Filed Jul 23, 2026An Act Strengthening Consumer Protection in the Philippines by Amending Republic Act No. 7394, Otherwise Known as the "Consumer Act of the Philippines," to Extend Protection to Online and Digital Transactions, Establish Accessible Redress Mechanisms, Strengthen Enforcement, and for Other Purposes
The bill updates the Consumer Act to protect people who shop online, adds a cheap, fast way to settle small disputes, lets groups of consumers sue together, and gives regulators more power to punish bad sellers, including foreign ones.
FiledRep. Antonino III B. Roman - HB 8146· Filed Mar 2, 2026An Act Affording More Protection to Consumers Amending for the Purpose Republic Act No. 7394, Otherwise Known as the �consumer Act of the Philippines�
The bill seeks to strengthen consumer protection by raising fines, adding clear consumer rights and duties, requiring English or Filipino translations on foreign‑language labels, and creating new enforcement tools such as public weighing stations and a congressional oversight committee.
Pending with the Committee on TRADE AND INDUSTRY since 2026-03-04Rep. Rufus B. Rodriguez +1 - HB 10906· Filed Aug 24, 2026An Act Strengthening Buyer Protection Against Non-Exchangeable Defective Goods, Amending for This Purpose Sections 68 and 100 of Republic Act No. 7394, Otherwise Known as the "Consumer Act of the Philippines," and for Other Purposes
The bill would change the Consumer Act so that sellers cannot refuse to exchange, replace, or refund defective items, even if they normally have a “no‑return” rule. It also sets penalties for sellers who ignore the rule and tasks the DTI with enforcing it.
Pending with the Committee on TRADE AND INDUSTRY since 2026-08-26Rep. Katrina Reiko Chua-Tai - HB 7785· Filed Feb 12, 2026An Act Granting Enhanced Protection to Consumers, Amending for the Purpose Republic Act No. 7394 or the �consumer Act of the Philippines,� as Amended
The bill proposes a new Consumer Act that adds eight specific consumer rights, sets responsibilities for shoppers, bans pyramid schemes, requires clear date labels and translations, lets buyers choose electronic or paper bills at no cost, and orders the DTI to issue detailed rules within 90 days.
Pending with the Committee on TRADE AND INDUSTRY since 2026-02-18Rep. Bryan B. Revilla +2 - HB 4977· Filed Sep 30, 2025An Act Strengthening the Regulatory Powers of the Department of Trade and Industry (Dti), Appropriating Funds Therefor and for Other Purposes
The bill would give the Department of Trade and Industry stronger powers to inspect stores and e‑commerce sites, seize unsafe products, and impose higher fines, while earmarking fees and fines for consumer‑protection activities.
Pending with the Committee on TRADE AND INDUSTRY since 2025-10-02Rep. Emigdio III P. Tanjuatco - HB 8309· Filed Mar 5, 2026An Act Amending Republic Act No. 11967, Otherwise Known as the �internet Transactions Act,� and for Other Purposes
The bill would expand the Internet Transactions Act so that the Department of Trade and Industry can regulate and protect people who buy or sell directly to each other online, and it gives the agency power to order the removal of harmful listings.
Pending with the Committee on TRADE AND INDUSTRY since 2026-03-10Rep. Angelo Marcos Barba - HB 8500· Filed Mar 16, 2026An Act Regulating the Debt Collection Practices of Creditors and Debt Collectors to Protect Consumers Against Abusive, Deceptive, and Unfair Debt Collection Practices
The Fair Debt Collection Practices Act would set rules for how creditors and debt‑collectors can contact borrowers, ban harassment and false claims, require a written notice of the debt within five days, and impose fines or jail time for violations.
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2026-03-18Rep. Salvador A. Pleyto - HB 8680· Filed Mar 18, 2026An Act Strengthening Consumer Protection in Cases of Service Interruptions and Deficient Performance by Regulated Consumer Services
The REFUND Act would automatically give consumers bill credits, rebates or refunds when essential services like electricity or internet are interrupted or performed poorly, without requiring them to file a complaint.
Pending with the Committee on TRADE AND INDUSTRY since 2026-05-04Rep. Kenneth T. Gatchalian - HB 9738· Filed Jun 3, 2026An Act Providing for Fair Debt Collection Practices in Digital and Traditional Lending, Strengthening Regulation of Online Lending Platforms, Establishing a Verified Collection Identity System, and for Other Purposes
The bill creates a law called the Fair Debt Collection and Digital Lending Consumer Protection Act to protect borrowers from abusive collection practices, especially online, by requiring lenders and their agents to register their communication channels and by setting penalties for violations.
Pending First ReadingRep. Patrick Michael D. Vargas - HB 9349· Filed May 20, 2026An Act Providing for the Magna Carta of Residential Utility Consumers
The bill would create a single charter that guarantees Filipino households quality, affordable, and reliable electricity, water, and internet services, sets clear consumer rights and provider duties, and establishes transparent billing and complaint‑handling procedures.
Pending with the Committee on TRADE AND INDUSTRY since 2026-05-26Rep. Jorge Daniel S. Bocobo - HB 4456· Filed Sep 9, 2025An Act Protecting the Users of Radio Frequency Identification Devices
The RFID Users Protection Act would require sellers to tell buyers when a product contains RFID tags, label those products, let buyers see and correct any personal data stored, allow removal of the tag on request, and punish anyone who scans tags without permission.
Pending with the Committee on INFORMATION AND COMMUNICATIONS TECHNOLOGY since 2025-09-15Rep. Ramon Jolo III B. Revilla +2 - HB 8755· Filed Mar 24, 2026An Act Strengthening the Regulation of Online Transactions Involving Health Products, Expanding the Powers of the Food and Drug Administration Under Republic Act No. 9711, and Enhancing Republic Act No. 11967 (Internet Transactions Act), Imposing Liability on Digital Platforms, and for Other Purposes
The proposal would give the FDA more power to police health‑related items sold online, require e‑commerce sites to check that products are approved, keep records, and take down illegal listings quickly, and make the sites jointly responsible with sellers for any violations.
Pending with the Committee on TRADE AND INDUSTRY since 2026-05-13Rep. Eric L. Olivarez - HB 5561· Filed Oct 14, 2025An Act Strengthening the Regulatory System in the Country to Combat Counterfeit Pharmaceutical Products, Declaring the Manufacture, Importation, Distribution, Sale or Offer for Sale, or Possession of Counterfeit Pharmaceutical Products as an Offense Involving Economic Sabotage, Providing Penalties for Violations Thereof, Repealing for the Purpose Republic Act No. 8203, Otherwise Known as the "Special Law on Counterfeit Drugs"
The Counterfeit Pharmaceutical Products Prevention Act would make making, importing, selling or even possessing fake medicines a crime, and if the fake drugs are worth ₱1 million or more the offense is treated as economic sabotage with very steep penalties. It also repeals the old 1996 law on counterfeit drugs and gives the FDA new powers to inspect, seize, and shut down offenders.
Pending with the Committee on HEALTH since 2025-11-11Rep. Keith Micah "Atty. Mike" D.l. Tan - HB 10855· Filed Aug 20, 2026An Act Institutionalizing Fair Debt Collection Practices by Debt Collectors and Penalizing Violations Thereof
The Fair Debt Collection Practices Act would set rules for how debt collectors can contact borrowers, ban abusive tactics like threats or harassment, require collectors to keep borrower data private, and impose fines for violations.
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2026-08-25Rep. Eduardo Jr. R. Rama - HB 11030· Filed Sep 1, 2026An Act Penalizing Quick Response (Qr) Code Fraud, Institutionalizing Protective Frameworks and Responsibilities for Digital Platforms and Financial Service Providers, Amending for the Purpose Sections 3, 4, 19, and 20 of Republic Act No. 10175, Otherwise Known as the "Cybercrime Prevention Act of 2012", and Providing Funds Therefor
The proposal creates a specific crime for fake QR codes that steal money, forces platforms to act quickly on verified reports, and gives regulators power to block such codes for up to ten days.
Pending with the Committee on INFORMATION AND COMMUNICATIONS TECHNOLOGY since 2026-09-02Rep. David "Jay-Jay" C. Suarez - HB 10010· Filed Jul 2, 2026An Act Protecting Children Who Appear in Monetized Online Content by Safeguarding Their Earnings, Privacy, Education, Health, and Right to Remove Exploitative Content, and for Other Purposes
The bill would require parents to set up a trust for a child’s share of earnings from online videos, keep detailed records, limit work hours, protect privacy, and let the child request removal of harmful content.
Pending First ReadingRep. Tobias "Toby" M. Tiangco - HB 6901· Filed Dec 16, 2025An Act Regulating Debt Collection Practices to Protect Debtors from Abuses, Harassment, Unfair Treatment, and Misrepresentation
The bill would create a “Fair Debt Collection Practices Act” that gives borrowers privacy, clear information and protection from harassment, while setting rules and penalties for creditors and collectors who break those rules.
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2025-12-22Rep. Atty. Jennifer "Karen" A. Lagbas - HB 10009· Filed Jul 2, 2026An Act Protecting Consumers from Unfair Online Subscription Renewal and Cancellation Practices, Requiring Simple Online Cancellation, Clear Pre-Renewal Notice, and Safeguards Against Dark Patterns in Recurring Digital Billing
The bill would require any online subscription service—whether based in the Philippines or abroad—to let Filipino users cancel the service online as easily as they signed up, give clear advance notice before renewals or price changes, and ban confusing or hidden cancellation steps.
Pending First ReadingRep. Tobias "Toby" M. Tiangco - HB 4107· Filed Aug 27, 2025An Act Strengthening Protections Against Online Financial Fraud and Ai-Generated Deceptive Content, Establishing a National Cyber Fraud Fusion Center, Imposing Duties on Digital Platforms, Telcos, and Financial Service Providers, Providing Swift Consumer Redress, Amending Republic Act Nos. 10175, 11934, 11765, 10173, and for Other Purposes
The bill creates a national center to coordinate rapid action against online scams and AI‑generated fake media, forces digital platforms, telcos and financial firms to verify users, use stronger security, label and remove deceptive content quickly, and allows a 72‑hour freeze of suspect funds, with penalties for non‑compliance.
Pending with the Committee on INFORMATION AND COMMUNICATIONS TECHNOLOGY since 2025-09-01Rep. Jocelyn P. Tulfo +1 - HB 5684· Filed Oct 23, 2025An Act Promoting the Right to Repair Digital Electronic Products, and Appropriating Funds Therefor
The Right to Repair Act would require makers of phones, tablets, laptops and other digital devices to give owners and independent repair shops the information and tools needed to fix them, at little or no cost, so people can keep devices longer and cut e‑waste.
Pending with the Committee on TRADE AND INDUSTRY since 2025-11-11Rep. Patrick Michael D. Vargas - HB 6669· Filed Dec 9, 2025An Act Establishing the Framework for Open Banking and Open Finance and Further Strengthening and Promoting the Sharing of Consumer Data
The bill creates a national open‑banking system that lets Filipino consumers safely share their financial data with approved third‑party providers, gives them free access to their data in a portable format, and sets up a new Consumer Data Empowerment Commission to write standards, accredit participants, and enforce penalties for misuse.
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2025-12-10Rep. Nathaniel M. Oducado - HB 7922· Filed Feb 23, 2026An Act Establishing Minimum Quality of Service Standards, Measurement, Transparency, and End-User Protections for Internet Access Services
The bill would set basic quality standards for internet service, require regular measurement and public reporting, and give consumers clear rights and remedies if providers fall short.
Pending with the Committee on INFORMATION AND COMMUNICATIONS TECHNOLOGY since 2026-02-25Rep. Christopherson "Coco" M. Yap - HB 515· Filed Jun 30, 2025An Act Protecting Senior Citizens from Various Forms of Fraud Through Information Dissemination and Providing Mechanisms Therefor
The proposal would require the DILG and local governments to regularly inform seniors, their families and caregivers about common mail, telemarketing and internet scams, how to avoid them, and where to report them.
Measure approved by the Committee on 2026-02-24Rep. Jaime R. Fresnedi - HB 9411· Filed May 25, 2026An Ac? Protecting Senior Citizens from Various Forms of Fraud Through Information Dissemination and Providing Mechanisms Therefor
The bill creates a “Senior Citizens Protection Against Fraud Act” that would require the DILG, together with local governments and other agencies, to educate seniors about mail, telemarketing and internet scams, gather fraud information from multiple government bodies, set up a website and free hotlines, and issue implementing rules within 60 days after the law takes effect.
Pending with the Committee on SENIOR CITIZENS since 2026-06-01Rep. Jernie Jett V. Nisay - HB 436· Filed Jun 30, 2025An Act Protecting Senior Citizens from Various Forms of Fraud Through Information Dissemination and Providing Mechanisms Therefor
The proposal would require government agencies to teach seniors and their caregivers how to spot and report mail, telemarketing, and internet scams, and to set up a free hotline and website for reporting. It also orders the creation of a shared online portal and calls for coordination among local governments, the DILG, DICT, and law‑enforcement bodies.
Measure approved by the Committee on 2026-02-24Rep. Rodolfo "Ompong" M. Ordanes - HB 1634· Filed Jul 9, 2025An Ac? Protecting Filipino Consumers from Arbitrary Price Increases of Liquefied Petroleum Gas, Amending for the Purpose Sections 14 and 19 of Republic Act No. 8479, Otherwise Known as the "Downstream Oil Industry Deregulation Act of 1998"
The bill would create a government task force to quickly investigate complaints of unfair LPG price hikes and would require the Energy Regulatory Commission to set LPG prices using a formula that includes safety‑related costs, with rules to be issued within two months of the law taking effect.
Pending with the Committee on ENERGY since 2025-07-30Rep. Paolo Henry M. Marcoleta - HB 8910· Filed Apr 21, 2026An Act Strengthening the Cybercrime Prevention Measures, Amending for the Purpose Republic Act No. 10175, Otherwise Known as the �cybercrime Prevention Act of 2012�
The proposal would amend the 2012 Cybercrime Prevention Act to add new definitions, broaden offenses such as data interference and computer fraud, create liabilities for helpers and solicitors, increase penalties for ICT‑used crimes, and let victims or affected service providers start prosecutions.
Pending with the Committee on INFORMATION AND COMMUNICATIONS TECHNOLOGY since 2026-05-05Rep. Ferdinand Martin G. Romualdez +3 - HB 11027· Filed Sep 1, 2026An Act Requiring Consumer-Facing Business Establishments to Maintain an Accessible and Responsive Customer Feedback and Incident Reporting Mechanism, Providing for Immediate Receipt and Acknowledgment of Consumer Reports, and for Other Purposes
The bill would require all businesses that deal directly with consumers to set up a simple way—like a form, QR code, website, app, or phone line—so shoppers can quickly send complaints, safety concerns, suggestions, or praise, and the business must acknowledge receipt right away.
Pending with the Committee on TRADE AND INDUSTRY since 2026-09-02Rep. Patrick Michael D. Vargas - HB 10905· Filed Aug 24, 2026An Act Amending Republic Act No. 10175 Otherwise Known as the "Cybercrime Prevention Act of 2012", Appropriating Funds Therefor, and for Other Purposes
The bill updates the 2012 Cybercrime Prevention Act by adding new definitions (e.g., payment‑system providers, internet intermediaries), creating tougher rules on hacking tools and online sexual content, holding companies liable, and setting up an Anti‑Scam Hub. It also gives police and the NBI more power to freeze funds, seize crypto assets, and compel data disclosure, while earmarking funds for these activities.
Pending with the Committee on INFORMATION AND COMMUNICATIONS TECHNOLOGY since 2026-08-26Rep. Katrina Reiko Chua-Tai - HB 4702· Filed Sep 18, 2025An Act Strengthening the Powers and Functions of the Intellectual Property Office of the Philippines, Amending for the Purpose Republic Act No. 8293, as Amended, Otherwise Known as the �intellectual Property Code of the Philippines�
The bill would give the Philippines’ Intellectual Property Office new powers to investigate and stop counterfeit and pirated goods, set higher fines for violators, and let the office order internet providers to block websites that host illegal content.
Pending with the Committee on TRADE AND INDUSTRY since 2025-09-24Rep. Adrian E. Salceda - HB 6712· Filed Dec 9, 2025An Act Prohibiting the Reselling of Internet Data or Bandwidth by Telecommunication Entities to Non-Telecommunication Corporations, and Providing Penalties Therefor
The proposed Anti‑Data Reselling Act would stop telecom companies from selling bulk internet data or bandwidth to firms that are not licensed telecom providers unless they first get permission from the NTC, and it sets fines and possible license suspensions for anyone who breaks the rule.
Pending with the Committee on INFORMATION AND COMMUNICATIONS TECHNOLOGY since 2025-12-10Rep. Adrian Jay C. Advincula - HB 8223· Filed Mar 2, 2026An Act Regulating Debt Collection Practices to Protect Debtors from Abuses, Harassment, Unfair Treatment, and Misrepresentation
The Fair Debt Collection Practices Act proposes rules to stop abusive, deceptive, or unfair debt‑collection actions, protect debtor privacy, require clear disclosures, and set penalties for violations.
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2026-03-04Rep. Jonathan Keith T. Flores - HB 251· Filed Jun 30, 2025An Act Criminalizing the Creation and Dissemination of Fake News for the Protection of Online Consumers from Falsehoods and Manipulation, Amending for the Purpose, Republic Act No. 10175, Otherwise Known as the Cybercrime Prevention Act of 2012
The proposal would add a definition of “fake news” to the Cybercrime Prevention Act and make it a crime to create or share such false information online, with the goal of protecting people who use the internet.
Substituted by HB09465Rep. Lani Mercado-Revilla +2 - HB 6176· Filed Nov 19, 2025An Act Further Regulating the Sale of Second Hand Articles Particularly Electronic and Telecommunications Equipment, Amending for the Purpose Presidential Decree No. 1612, Otherwise Known as the �anti-Fencing Law of 1979�
The bill would require any shop that buys or sells used items—especially phones and other electronics—to get a clearance from the local police and, for phones, proof of ownership and a clearance from the telecom regulator before they can trade the items.
Pending with the Committee on REVISION OF LAWS since 2025-11-25Rep. Rufus B. Rodriguez +1 - HB 5380· Filed Oct 8, 2025An Act Regulating Debt Collection Practices to Protect Debtors from Abuses, Harassment, Unfair Treatment, and Misrepresentation
The proposed Fair Debt Collection Practices Act would ban abusive, threatening or deceptive tactics by lenders and debt‑collectors, require them to keep borrower information private, give borrowers receipts and a right to a full accounting, and impose penalties for violations.
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2025-10-13Rep. Kenneth T. Gatchalian - HB 11337· Filed Sep 15, 2026An Act Further Amending Republic Act No. 9003, Otherwise Known as the “ecological Solid Waste Management Act of 2000,” as Amended by Republic Act No. 11898, by Mandating E-Commerce Platforms and Digital Marketplaces to Comply with Extended Producer Responsibility for Plastic Packaging Waste, and for Other Purposes
The proposal adds e‑commerce platforms to the list of producers that must manage the plastic waste from their packaging, requiring them to track and report the total weight of plastic used in all online sales.
Pending with the Committee on ECOLOGY since 2026-09-17Rep. Aniela Bianca D. Tolentino - HB 11007· Filed Aug 27, 2026An Act Institutionalizing a Comprehensive Regulatory Framework on the Use of Artificial Intelligence
The FAIR‑AI Act would create a national AI regulator, set technical standards and disclosure rules, and impose penalties for risky or deceptive AI uses, while exempting personal or purely artistic AI activities.
Pending with the Committee on INFORMATION AND COMMUNICATIONS TECHNOLOGY since 2026-09-02Rep. Eric Go Yap - HB 7890· Filed Feb 18, 2026An Act Penalizing Online Fraud, Deceptive Digital Practices, and Malicious Internet Activities, and for Other Purposes
The bill creates the Anti‑Online Fraud and Malicious Internet Activities Act, which defines and bans various online scams, deceptive ads, phishing, and harmful pranks, sets penalties, and orders digital platforms to provide reporting tools.
Pending with the Committee on INFORMATION AND COMMUNICATIONS TECHNOLOGY since 2026-02-23Rep. Kathryn Joyce F. Md Gorriceta - HB 8161· Filed Mar 2, 2026An Act Requiring the Mandatory Labeling of Food, Food Products and Their Derivatives (Processed or Not) and Agricultural Products Like Rice, Corn and Vegetables, Among Others, Containing Genetically Modified Organisms (Gmo) or Those Produced by Genetic Engineering Technologies, Amending for the Purpose Republic Act No. 3720, Otherwise Known as the �food, Drug and Cosmetic Act� and Republic Act No. 7394, Otherwise Known as the �consumer Act of the Philippines� and for Other Purposes
The bill would require all foods, including rice, corn, vegetables and processed products that contain GMOs or are made using genetic‑engineering methods to carry a clear label stating that fact.
Pending with the Committee on TRADE AND INDUSTRY since 2026-03-04Rep. Rufus B. Rodriguez +1 - HB 8709· Filed Mar 19, 2026An Act Enhancing the Prosecution of Online Investment Fraud and Voice Phishing (Vishing), Defining Prima Facie Evidence for Digital Fraud, Amending for the Purpose Republic Act No. 10175, and for Other Purposes
The proposed Anti‑Online Scam and Vishing Act of 2026 would make voice‑phishing and internet‑based investment scams illegal, create a presumption of fraud when spoofing or fake documents are used, and impose heavier penalties—including life imprisonment for large‑scale operations—while allowing rapid freezing of suspect bank or e‑wallet accounts.
Pending with the Committee on INFORMATION AND COMMUNICATIONS TECHNOLOGY since 2026-05-04Rep. Jocelyn P. Tulfo +1 - HB 6554· Filed Dec 2, 2025An Act Strengthening the Protection of Senior Citizens Against Online Scams, Financial Fraud, and Digital Exploitation, Mandating Rapid Response Mechanisms, Enhancing Legal Remedies, and for Other Purposes
The Safe Seniors Online Act of 2025 aims to protect Filipino seniors from internet scams by increasing penalties, requiring banks to reimburse victims within 15 days, creating special police desks and community support teams, and mandating stronger authentication for financial services.
Measure approved by the Committee on 2026-02-24Rep. Shirlyn L. Bañas-Nograles - HB 7538· Filed Feb 2, 2026An Act Strengthening the National Regulatory Framework to Prevent and Eliminate Counterfeit Pharmaceutical Products, Declaring Large-Scale Counterfeiting as an Act of Economic Sabotage, Mandating Stiffer Penalties, and Repealing Republic Act No. 8203
The bill seeks to tighten rules against fake medicines by giving the FDA more power, defining large‑scale counterfeiting as economic sabotage, and imposing heavier fines and prison terms, while repealing the older law (RA 8203).
Pending with the Committee on HEALTH since 2026-02-04Rep. Jocelyn P. Tulfo +1 - HB 7736· Filed Feb 11, 2026An Act Regulating Debt Collection Practices to Protect Debtors from Abuses, Harassment, Unfair Treatment, and Misrepresentation
The Fair Debt Collection Practices Act would set rules for how lenders and debt collectors can contact borrowers, ban harassment and false threats, require clear receipts and a loan‑cost calculator for online loans, and make creditors jointly responsible for any illegal actions by their collectors.
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2026-02-18Rep. Eduardo "Bro. Eddie" C. Villanueva - HB 9961· Filed Jun 29, 2026An Act Strengthening the Protection of Overseas Filipino Workers and Their Dependents Against Fraudulent Practices, and Providing Penalties Therefor
The proposal creates new rules to stop scams that target Filipino workers abroad and their families, adds tougher penalties for fraudsters, and sets up a 24‑hour hotline, an online reporting portal, and mandatory financial‑literacy training for workers before they leave and after they arrive.
Pending First ReadingRep. Jeffrey Soriano - HB 10887· Filed Aug 24, 2026An Act Protecting Borrowers from Unfair, Deceptive, Abusive, and Predatory Online Lending Practices, Establishing Minimum Standards for Online Lending and Digital Debt Collection, Strengthening Enforcement Against Unauthorized Online Lending Platforms, and for Other Purposes
The proposal would set basic rules for online lenders, forcing them to show borrowers all loan costs in plain language, get a clear “yes” before giving money, stop hidden fees and harassment, and let the SEC punish bad actors.
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2026-08-26Rep. Agatha "Agay" Cruz - HB 11403· Filed Sep 21, 2026An Act Amending Republic Act No. 10870 Otherwise Known as the Philippine Credit Card Industry Regulation Law
The proposal would require every business that accepts credit cards to use a portable card‑swipe device that the customer can see, aiming to cut down credit‑card fraud. It adds a definition of such devices, inserts a new rule mandating their use, and includes standard legal clauses on separability, repeal of conflicting rules, and a 15‑day effectivity period.
Pending with the Committee on BANKS AND FINANCIAL INTERMEDIARIES since 2026-09-22Rep. Alfred C. Delos Santos - HB 9208· Filed May 12, 2026An Act Establishing Quality Standards for Mineral, Carbonated and Other Bottled Water
The bill would set national safety limits for bottled water, require strict testing, labeling, and regular inspections, and give the FDA and DOH powers to recall unsafe products.
Pending with the Committee on TRADE AND INDUSTRY since 2026-05-18Rep. Audrey Kay T. Zubiri
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